You do not need a full caravan to get off the grid.
A camper trailer gives you the freedom to get out there without the bulk, the cost or the towing headaches of a full caravan. Whether it is a basic soft floor for weekend getaways, a hard floor for longer trips with the family, or a serious off-road hybrid built for the tracks less travelled, a camper trailer loan lets you get set up now without blowing your savings. Borrow from $5,000 for a solid secondhand unit through to $50,000 for a brand new off-road setup with all the bells and whistles. You pick the camper. We match you with lenders offering camper trailer loans that fit your budget and the way you camp.
Secured or unsecured - pick camper trailer loans that work for you
A secured camper trailer loan uses the trailer itself as security for the finance, which means the lender can offer you a lower interest rate. Over a three to five year term, that lower rate adds up to real savings. Secured works best for newer or higher-value campers where the asset holds its value well. If you are buying a cheaper used unit and want to keep things simple, an unsecured loan does not tie the trailer to the finance but comes with a higher rate. We work with lenders offering both options and help you figure out which one makes sense for what you are buying and what you can afford.
New, used, dealer, private sale or online marketplace.
Some of the best camper trailer deals in Australia are found through private sellers, camping forums and online marketplaces. Our lender panel finances new and used camper trailers whether you are buying from a dealer, a private seller or picking one up from an online listing. For any used purchase, run a PPSR check to confirm the trailer is free of existing finance, and give the canvas, poles, zips and chassis a proper once-over before you commit. Lenders may apply different rates or terms depending on the age and condition of the camper, but there are options for most setups on the market.
Finance the extras in a camper trailer loan.
A camper trailer on its own is just the start. Annexes, awnings, solar panels, battery setups, mattress upgrades, cooking gear and storage solutions all add to the cost of getting camp-ready. Some lenders on our panel let you roll these extras into the loan so you are not paying for accessories out of pocket while also making repayments on the trailer. If you are buying a package deal from a dealer that includes the camper and accessories, it can usually all go on the one loan with a single set of repayments.
Lighter to tow, easier to store and cheaper to run than a caravan.
One of the biggest reasons people choose a camper trailer over a caravan is practicality. Most camper trailers can be towed by a mid-size SUV or 4WD without needing a heavy-duty tow vehicle. They are easier to store at home, cheaper to register, and more capable off-road than a full-size van. That also means lower running costs and lower insurance premiums, which helps keep the total cost of ownership manageable alongside your loan repayments. If you have been tossing up between a caravan and a camper trailer and cost is a factor, a camper trailer loan is a more affordable entry point into the camping lifestyle.
No fees from us. Just a better way to get camping.
We do not charge you anything for using our service. No application fees, no matching fees, no hidden costs. Our lenders pay us, not you. We are also members of the Australian Financial Complaints Authority, so if anything goes wrong, you have access to free, independent dispute resolution. All lenders on our panel follow responsible lending rules under the NCCP Act, so any camper trailer loan offered has been assessed to make sure it is suitable and affordable for your circumstances. Apply online in minutes and let us do the matching while you start planning where to set up camp first.
