Access Bad Credit Business Loans from $10K to $250K

A few late payments, an old default, a paid-out ATO arrears, or a difficult year doesn’t define your business. It just makes the high street banks nervous. Our brokers compare bad credit business loans across our panel and arrange a deal with lenders who weight current trading more than historical credit. If your business is generating revenue and you can demonstrate the capacity to service repayments, options exist even when the credit file isn’t pristine. 

We work with specialist non-bank lenders who look at six months of bank statements, current cash flow and the story behind the credit event, not just the score. Some will price closer to mainstream rates if the credit issue is older and isolated. Others charge a premium for the risk but still get the funding done when the deal makes sense. Our service is free for you, we’re paid by the lender. Always borrow what you can comfortably repay. If you’re under financial stress, our warning about borrowing page explains the support available before taking on more debt.