Waiting 90 days to get paid when bills are due?
You send the invoice, the work is done, but the money is still sitting in someone else’s account. Wages, stock, rent and tax do not wait. That cash gap can turn a good month on paper into a real headache in the bank.
You don't need to feel like a free bank for your customers.
Plenty of solid Aussie businesses are profitable long term, but stuck between a rock and a hard place when their cash is tied up in receivables. You have done the work, the customer is happy, yet you are the one juggling overdrafts and credit cards to keep things moving. It's a frustrating situation - and it can hold your growth back.
Invoice finance can step in and take the pressure off.
With invoice finance, a lender advances you most of the invoice amount up front. When your customer pays, the lender collects the payment, takes their fee, and passes on the balance. It is a way to finance invoices using the strength of your debtor book, not the equity in your home.We work with invoice financing and invoice finance factoring providers that understand small business. You can use invoice finance for small business to fund a single large invoice or set up an ongoing facility that grows as your sales grow.
Let the money you have earned work for you sooner.
With the right structure in place you can: Smooth out cash flow so wages and suppliers are paid on time; Buy stock and materials without waiting on slow payers; Take on bigger contracts with longer terms; Reduce reliance on overdrafts and high interest credit cards. Instead of chasing payments, you can focus on running and growing the business.
A practical cash flow solution for Aussie small business.
When you need cash faster than your customers are paying you, invoice finance could be your solution. By tapping into Australian invoice financing, you can turn unpaid invoices into usable working capital. You stay in control of who you work with and how you price your jobs, while invoice finance Australia wide helps you close the gap between doing the work and seeing the money land.
