Strata Loans - When Your Building Needs Funding

Concrete cancer in the basement. Failing lifts. A roof that won’t survive another summer. Fire safety upgrades the certifier has flagged. An insurance shortfall after a claim. These bills land hard, and most sinking funds aren’t built to absorb a six-figure project in one hit. The alternative (a special levy on owners) is rarely popular and often unaffordable for some lot owners who can’t write a five figure cheque on demand. Strata loans give the body corporate a third option: borrow the funds, get the work done now, and spread the cost across owners as part of regular levies. 

Our brokers compare strata finance across specialist body corporate lenders on our panel and arrange a facility sized to the project. These lenders understand how committees vote, how strata managers operate, and how to structure a loan that holds up to scrutiny at the next AGM. Our service is free for you, we’re paid by the lender. The body corporate is the borrower, not individual owners, and repayments come from the levy income stream.