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Get A Personal Car Loan That Fits Your Budget

Apply online and get we'll compare personal car finance options that suit your income and lifestyle.

$10,000
$5,000 $100,000

Apply online in minutes.
Fast, no hidden fees.
No impact on your credit score.

Personal car loans arranged across our lender panel, sized to your budget and your next car

Buying a car outright is rarely realistic, and the dealership finance desk isn’t always the sharpest deal in the room. Our brokers compare personal car loans across our lender panel and arrange the right structure for your purchase. Whether you’re upgrading from an aging hatch, buying your first new car, picking up a family SUV, or financing a private sale on Marketplace, we line up the lender that fits the car and the budget. New, used, dealer or private, fixed rate from $5,000 to $100,000. 

Most personal car loans on our panel are secured against the car itself, which usually delivers a sharper rate than an unsecured personal loan because the lender has a tangible asset behind the deal. Terms run from one to seven years with weekly, fortnightly or monthly repayments, and most lenders allow extra repayments without penalty. Our service is free for you, we’re paid by the lender. If your credit file has a few bumps, see bad credit car loans instead, and if the car is for work, see business car loans.

Borrow $5,000 to $100,000

Loan amount depends on the car, your income and the deposit. Most lenders fund up to 100 per cent of the purchase price for the right borrower and asset.

New, used, dealer or private sale

Buy from a dealer with finance settled directly, or arrange a private sale finance settlement through the lender. Used cars are funded on age and condition.

Fixed rate, fixed repayments

Most personal car loans are fixed rate so your repayment doesn't change for the life of the loan. Predictable cash flow, no rate-rise surprises.

One to seven year terms

Pick a term that balances the monthly repayment against the total interest cost. Shorter terms cost less overall; longer terms ease the monthly hit.

Extra repayments allowed

Pay more when you can, pay it out early when the bonus lands, with no early payout penalty on most products on our panel.

No fees from us

Free for you to apply through our broker panel. We're paid by the lender when your loan settles, not by you.

Ready to get the car sorted?

It's fast, free, and won't affect your credit score.

Apply Now

Get Approved in 3 Simple Steps

Apply online

1. Apply online

Find the loan type that fits your needs - then complete our easy online application form to get started.

We match a lender

2. We source a lender

We partner with multiple lenders, giving you access to loan solutions you won’t always find at the big banks.

get loan approved

3. You get approved!

If you’re eligible, loan approval, signing & funding can happen really fast. Some loan types can take a little longer to approve.

Let’s find the right loan for you! It’s fast, free, and won’t affect your credit score.

Apply Now

Eligibility Criteria

Verify Age & Address

You must be 18 or over and able to verify your residentialaddress.

Australian Residency

You must be an Australian citizen, permanent resident, orhold a valid visa.

Verify Your Income

You’ll need to show a regularincome from work, self- employment, or eligibleCentrelink payments.

Banking & Credit History

You’ll need an active bank account and lenders may review your credit history as part of theirassessment.

We follow responsible lending rules under the NCCP, so lenders check that any loan is suitable and affordable for you. We’re also an AFCA member, so you have access to independent dispute resolution if needed. To apply, you’ll usually need to be 18 or over, live in Australia, have an active bank account, and show regular income. Each lender has its own criteria, and final approval depends on their assessment of your circumstances.

Our Lender Panel

Frequently Asked Questions

Still have questions? We’re here to help. Contact our team anytime.