Get A Business Car Loan That Works The Way You Work

The ute, van or wagon is how you earn a living, and the finance application shouldn’t treat it like a domestic car loan. Our brokers compare business car loans across our panel and arrange the right structure for your purchase, with most deals written as chattel mortgages so your business owns the asset from day one, claims the GST back on the next BAS, and gets depreciation and interest deductions over the loan term. Talk to your accountant about whether chattel mortgage, lease or Commercial Hire Purchase suits your tax position, and we’ll arrange the finance from there. 

We work with lenders who understand how sole traders, tradies and small business owners actually earn. Low doc options are available where lenders assess on ABN history and bank statements rather than two years of audited financials. Borrow from $5,000 for a used work car right up to $100,000 for a fully kitted-out ute with canopy and roof rack. Our service is free for you, we’re paid by the lender. If you need a heavy commercial vehicle, see truck finance instead, and for general business funding outside of a vehicle, see unsecured business loans.