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Loans for Car Repairs - Get Back on the Road Today

Same day approvals, no early repayment fees, no pressure. Just fast help when you need it.

$5,000
$2,500 $100,000

Apply online in minutes.
Fast, no hidden fees.
No impact on your credit score.

Get the car fixed and stay on the road without the wait

A blown transmission. A failed RWC. A surprise rego bill. When your car is how you get to work, get the kids to school and run the household, a repair bill you weren’t expecting can throw the whole month sideways. A car repair loan can get the wheels turning again without forcing you to put off other essentials. 

Apply once and our system matches your application with a lender who can move quickly. The lender contacts you directly to discuss your options and complete their assessment. Our service is free for you. Need finance for a new or used car rather than repairs? Take a look at personal car loans. 

Borrow from $2,500

Sized to your repair quote and what you can comfortably repay.

Repairs and more

Mechanical work, RWC, rego, licence renewals and related vehicle costs.

Same-day decisions

Quick application, fast assessment so you're not off the road for long.

No security needed

Most car repair loans are unsecured, no asset required.

Credit-flexible

Lenders on our panel look beyond your score to your ability to repay.

Free to use

No fees from us. Apply, get matched, get sorted.

Ready to apply?

It's fast, free, and won't affect your credit score.

Apply Now

Car repair loans to help you cover surprise repair bills and get you back on the road. Pronto.

Car trouble? Let's get it sorted - fast.

A blown transmission, a failed RWC, or a surprise service bill can throw your entire budget right off - especially when your car is your only way to get to work, get the kids to school or the do the daily shopping. Need a quick solution? That’s where same day loans for car repairs come in very handy.

Your car may need fixing before your finances do.

Not everyone has savings sitting around for unexpected car costs. That’s why thousands of Aussies turn to repair loans for cars - to get the wheels turning again without falling behind on other bills. Looking for more than car repair loans? Our lenders can also help with vehicle registration renewals, driver's licence renewals, and other car related expenses that are essential to sating on the road.

The right loans for car repairs - budget and situation friendly.

Apply once and connect with trusted lenders who offer auto loans for car repairs - with flexible repayments, no early payout fees, and fast turnaround. Loans from $2,500 that could help you stay in control of your transport situation. Our lender options are obligation free, and can help all Aussies - no matter what their credit score looks like.

Fast, fair loans to keep you moving.

We work with a panel of lenders - most of whom, like us, are AFCA members who follow responsible lending practices. That means you can access a loan that won’t sting you with hidden fees and outrageous interest rates that are not compliant in Australia.

Fix the car without stalling your finances.

We have done the legwork to build smart algorithms that assist you to quickly find a car repair loan that can help you handle the unexpected, to stay mobile, and stay on track. Apply today and let us help you get a loan from $2,500.

Benefits

  • tick icon Suitable for all types of vehicles and repair costs
  • tick icon Apply securely online in a few minutes
  • tick icon Use for mechanical repairs, tyres, rego, servicing & more
  • tick icon Flexible terms: repay weekly, fortnightly, or monthly
  • tick icon No early repayment fees
  • tick icon Loans from $2,500 to $10,000+
  • tick icon We don't charge any fees
  • tick icon Avoid further damage by fixing issues sooner
  • tick icon Helps you stay mobile without draining savings

Get Approved in 3 Simple Steps

Apply online

1. Apply online

Find the loan type that fits your needs - then complete our easy online application form to get started.

We match a lender

2. We source a lender

We partner with multiple lenders, giving you access to loan solutions you won’t always find at the big banks.

get loan approved

3. You get approved!

If you’re eligible, loan approval, signing & funding can happen really fast. Some loan types can take a little longer to approve.

Let’s find the right loan for you! It’s fast, free, and won’t affect your credit score.

Apply Now

Eligibility Criteria

Verify Age & Address

You must be 18 or over and able to verify your residentialaddress.

Australian Residency

You must be an Australian citizen, permanent resident, orhold a valid visa.

Verify Your Income

You’ll need to show a regularincome from work, self- employment, or eligibleCentrelink payments.

Banking & Credit History

You’ll need an active bank account and lenders may review your credit history as part of theirassessment.

We follow responsible lending rules under the NCCP, so lenders check that any loan is suitable and affordable for you. We’re also an AFCA member, so you have access to independent dispute resolution if needed. To apply, you’ll usually need to be 18 or over, live in Australia, have an active bank account, and show regular income. Each lender has its own criteria, and final approval depends on their assessment of your circumstances.

Our Lender Panel

Personal Loan Types & Examples

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Small Loans

Loan Amount
$500 - $2,000

Loan Term
3-12 months

Maximum Charges
20% Establishment Fee, 4% Monthly Fee.

Loan Example

A $1,000 over 3 months repayable weekly.
$1,000 (Principal Amount) + $200 (20% Establishment Fee) + $120 (fees based on 4% per month over 12 weeks) = $1,320 total loan repayable that is in 12 weekly instalments of $110.

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Medium Loans

Loan Amount
$2,001 - $5,000

Loan Term
12-24 months

Maximum Charges
Up to 48% interest rate. Establishment Fee $400.

Loan Example

A $3,000 loan over 12 months in 52 weekly payments. $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,339.40 (interest on reducing balance) = $4,339.40 total repayable over 12 months in weekly instalments of $83.45

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Large Loans

Loan Amount
$5,001 - $100,000

Loan Term
12-84 months

Maximum Charges
Up to 48% interest rate.
Fees vary.

Loan Example

$20,000 borrowed over 60 months repayable weekly. $20,000 (Principle Amount) + $4,904.62 (reducing interest) = $24,904.62 total repayable over 60 months in weekly instalments of $95.42. Interest / comparison rate 8.95% PA.

This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. The information on this web page is general information. The information does not take into account your objectives, financial situation or needs. Credit criteria, fees, charges, terms and conditions apply. Products and rates displayed are subject to the individual borrower’s credit assessment. Examples only provide an estimate and are used for illustrative purposes only, not an offer for credit. The amount you can borrow, the interest rate and fees you receive along the product you qualify for may vary.

Frequently Asked Questions

Still have questions? We’re here to help. Contact our team anytime.