One repayment instead of five
Roll business loans, lines of credit, business credit cards, supplier accounts and ATO arrangements into a single structured loan with one due date.

Roll multiple business debts into one manageable loan and access lenders that understand cash flow, not just spreadsheets.
Apply online in minutes.
Fast, no hidden fees.
No impact on your credit score.
Juggling a business loan, a line of credit, a couple of supplier accounts, an old ATO arrangement and a high-rate business credit card? The interest on each is biting, and the admin alone is eating into time you’d rather spend running the business. A business consolidation loan rolls those debts into a single facility with one repayment, one rate and one due date. The result is simpler cash flow, cleaner books, and often a lower total cost of finance once the high-rate cards are cleared.
Our brokers compare business consolidation options across our panel and arrange a structure that suits your debt mix and trading position. Secured against business or personal assets where appropriate, or unsecured for smaller amounts. Our service is free for you, we’re paid by the lender. Always be honest with yourself about the underlying cause of the debt before consolidating. If repayments are unaffordable, consolidating won’t fix it. See our warning about borrowing page for support options. If your debts are personal rather than business, see personal debt consolidation loans instead.
Roll business loans, lines of credit, business credit cards, supplier accounts and ATO arrangements into a single structured loan with one due date.
Replacing a high-rate business credit card or short-term cash advance with a structured business loan typically reduces the total interest paid over time.
One direct debit, one statement, one balance to track. Easier for you, easier for your bookkeeper, easier for end-of-year reporting.
Larger consolidations are typically secured against property, vehicles or equipment for sharper pricing. Smaller amounts may be unsecured.
A consolidation done well replaces short-term, high cost debt with a longer, lower-cost loan, freeing cash to put back into the business rather than into interest.
Free for you to apply through our broker panel. We're paid by the lender when your loan settles.
It's fast, free, and won't affect your credit score.
Apply Now
Complete our online enquiry with the basics: what the funds are for, how much you need, and how your business is trading. It only takes a few minutes.

We review your needs and financial position, then compare commercial finance options from our lender panel, including specialist and non-bank lenders.

We explain your options, costs and conditions so you can choose with confidence. Timeframes vary by lender and loan type.
Talk to an accredited broker about finance options for your business. We don’t charge you a broker fee, and no credit enquiry is made until you choose to apply.
We may receive a commission from the lender. See our Credit Guide.
Be 18+ and verify the business owner or director details, ID, and ABN or ACN.
Operate a business in Australia with local trading activity an banking.
Provide recent bank statements, BAS, or financials to show turnover and affordability.
We work with Australian business lenders who assess whether a loan is suitable for your business. To apply, you’ll generally need to be at least 18, operate an Australian business with a valid ABN or ACN, and have a business bank account. Lenders may also request bank statements, BAS or financials. Each lender has its own criteria, and final approval depends on its assessment of your business and financial position.
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