GET A LOAN

Warning About Borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
  • If you are on government benefits, ask if you can receive an advance from Centrelink: humanservices.gov.au/advancepayments
  • The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.


This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

Risks of Borrowing Small Loans

Before you commit, it’s important to understand:

  • Small loans can carry high fees and charges.
  • If you miss repayments, your debt may increase quickly.
  • Borrowing should be a last resort after exploring other options.

Compliance & Business Information

Get A Loan Finance Pty Ltd T/A getaloan.com.au

  • ABN: 99 689 784 174
  • ACN: 689 784 174
  • Authorised Credit Representative of Needy Loans (ACL 558796)
  • AFCA Member No: 117282
  • Date Updated: September 2025 (V2)
  • Next Review: March 2026
  • Reviewed by: Compliance & Dispute Resolution Officer

Complaints Manager:
Jeff Blaszkowski, Compliance & Dispute Resolution Officer

📩 Contact: hello@getaloan.com.au

Frequently Asked Questions

Still have questions? We’re here to help. Contact our team anytime.