Your data is encrypted using bank-level technology and shared only with lenders you choose to proceed with.

No. There are no upfront application fees or hidden charges from us. If you choose to proceed with a lender, any fees or costs will be clearly disclosed by that lender before you agree to anything.

We work with a wide panel of lenders that offer personal, business and asset-finance options, including unsecured personal loans, secured loans, debt consolidation, car loans, home improvement loans, medical expense loans, business loans and more.

Yes. Some of our lending partners specialise in helping applicants with imperfect or bad credit. Approval is based on your income, stability and ability to repay, not just your credit score.

Most applications only require basic information such as your ID, income details, and bank statements provided securely through encrypted bank feeds. Some lenders may request additional documents depending on the loan and your circumstances.

No. GetALoan.com.au is not a lender. We are an Australian-owned referral service that connects you with trusted lenders and finance partners based on your needs. There are no hidden fees, and applying is completely free.

Most customers receive an eligibility result within minutes. Some lenders can approve and fund on the same day, while others may take a little longer depending on the loan type and the documents required.

Checking your eligibility through GetALoan.com.au does not impact your credit score because we only perform a soft check. A lender may complete a formal credit enquiry later if you decide to proceed with their offer.