Borrowing Power Calculator

Estimate only. This is a rough guide based on the figures you enter. It is not a quote, a pre-approval, an approval or a credit assessment, and no lender has assessed you. Every lender calculates borrowing capacity differently, applies its own interest rate buffers, and will often use a benchmark such as the Household Expenditure Measure if it is higher than the expenses you declare, so your real result may be very different. A calculator cannot see your credit history, your income stability or the asset you are buying. What you can borrow is a ceiling, not a target: leave room in your budget for rate rises and unexpected costs. All finance is subject to lender approval. Get A Loan Finance Pty Ltd is a finance broker, not a lender.